Reframe Emotions to Transform Your Relationship with Money

I’m Michael Schramm, CFA

I’ve spent over a decade writing about finance at USA Today, the Fed, and J.P. Morgan. Now I focus on the part of money that we often ignore: how emotions shape the why beneath our behavior.

Emotions Are Assets

Not liabilities. They help us relate to ourselves and others.

Emotions Are Data

They’re signals from our bodies to make better decisions.

Emotions Are Wealth

They can help grow our financial (and non-financial) riches.

Intimidated by Investing?

My new approach, grounded in research, educates through emotional stories

In Emotional Finance, I weave investment concepts into personal stories about the other side of money: my lower-class childhood shaped by scarcity and complicated family dynamics. The result is a page turner that teaches without ever feeling like a textbook.